Welcome to Home Profit Mart Network your expert in managing your Health and Wealth!

Terms and Conditions

1. I am 18years and above and am registering as a member of HPM on my own accord, mentally sound and not forced or cajoled.

2. I have personally received seminar on the marketing plan from an authorized company’s representative.

3. This membership application registration shall constitute a binding agreement between myself and HPM.

4. I understand that as a registered member; HPM expects its members to conduct themselves with the highest ethics and integrity, therefore I agree to do so and I also attest to the fact that I have never been convicted of a felony or charged with any crime involving morals or dishonesty.

5. To be a registered member, you must have completed payment and your registration form sincerely filled and submitted to HPM website or HPM certified Center.

6. You are an active member only when you refer/register 3 downlines directly under you at the Starter level.

7. I am a member of HPM as an independent contractor in the business, as a network marketer, I am not an employee or legal representative of HPM for any purpose.

8. I have received and read HPM company’s policies and as such, I agree to operate and promote my business in accordance with these company’s policies , procedures and marketing plan. Therefore I understand that my acts or lack of action, which may result in a misuse, misrepresentation or violation of such policies and procedures can lead to the termination of my membership.

9. I understand that my remuneration is based on my performance carrying out the compensation plan structure of the network marketing for HPM company.

10. As long as I am a registered member of HPM and not in violation of this agreement, HPM shall pay me for my successful completion of my compensation plan / structure in any of the stages.

11. To start earning /receiving your Compensation Level Benefits (CLB), you must complete the Starter Stage. ie, to have your 1st 3 downliners directly sponsored by you.

12. As a member you are to collect our products as it will be given to you as your part of CLB. Though you choose the ones you like from it.

13. Members are to pay VAT and any other Charge(s) as may be required from the Company. ie. 10% in all per level and it will be deducted directly from the CLB, before rewarding members.

14. In any case will there be no partly cash withdrawal, where the member has not fully completed the level. The company rewards only CLB gotten for each successful stage.

15. At each of the level, members are to collect the named cash and also receive the Items /Commodities of Company's Products as already stated in the compensation plan.

16. To properly represent the company network marketing plan, all forms of advertising such as audio, video tape and printed materials must be submitted and approved in writing by an authorised company representative prior to use.

17. HPM may after reasonable notice change, amend or modify this agreement and its policies, procedures and marketing plan to maintain a viable marketing system, comply with legal requirement or changes in economic condition and I shall operate my business in accordance with any of such changes, amendment or modification.

18. It is the sole decision of the company to award /select the members that are considered to merit /receive the "ADDED BENEFIT" which includes; Holiday, Trips, loan etc.

19. Any member who has reach the Director's level and chooses to exchange the Holiday and Trip with someone will not be permitted. Once a planned trip passes, it will not be rescheduled for just an individual.

20. When Cars are to be exchanged with cash, it will be an absolute decision of the Company to determine the amount to be given to the Director. Trips are not saleable/transferable. Also when cash is demanded in place of CLB, HPM will charge 20% of the total CLB of that level, this excludes the 10% of VAT and Company's charge.

21. It is the sole decision of the company(HPM) to choose the place for Holiday /Trip and also the type /nature of Cars & SUVs to award to the qualified Directors.

22. All disputes between registered members and HPM shall be governed by Nigeria law and resolved by binding arbitration in accordance with HPM disputes resolution policy. Lagos Nigeria shall be deemed the sole and appropriate plan for jurisdiction and venue of any disputes between HPM and the registered members.

23. All registration fees must be accompanied by HPM bank tellers / Deposits slips stamped by any of the designated banks for proper amount paid, or paid directly to any of the HPM office specified by the company

24. This agreement is personal in nature and cannot be assigned or transferred except in the event of death, where it maybe inherited by an individual in the next of kin as stated on the registration form.